Informed consent

An American physician must disclose the risks, benefits and alternatives of a procedure before it takes place, and document that the disclosure occurred. The standard in many states is what a reasonable patient would want to know, not what the patient thought to ask about.

Truth in Lending

Federal law requires a lender to disclose the annual percentage rate, the finance charge, the amount financed and the total of payments, in a prescribed format, before the borrower signs. The disclosure is standardized so it can be compared across lenders. The borrower is not expected to know what to ask.

Nutrition Facts

Federal regulation requires a panel on packaged food giving serving size, calories, and specified nutrients, in a set order and a set format. Every manufacturer must publish the same categories, including the unflattering ones, on the package itself.

Recall notices

A manufacturer that discovers a safety defect must notify the relevant federal agency and then notify owners directly — by mail, by registered address, by VIN. The company that finds the problem is required to go and find the people affected by it.

FYI

American email produced a three-letter abbreviation for sending information to someone who did not ask for it and need do nothing with it. It is one of the most-used abbreviations in American business correspondence. The message exists solely to transfer knowledge, and the sender writes it knowing there will be no reply.

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