Asking the right person

Fragen Sie den Fachmann — ask the specialist.

Da müssen Sie den Experten fragen — you’ll have to ask the expert about that.

Das kann ich nicht beurteilen — I can’t judge that, said as a complete and unembarrassed answer.

A German declining to give an opinion outside his field is not being modest. He is observing a boundary he expects others to observe too.

The written warning

Die Abmahnung. German employment law generally requires a formal written warning before a conduct-based dismissal, stating the behaviour, why it is unacceptable, and what happens if it recurs. The employer cannot escalate directly. The law inserts a step and requires it to be documented.

The equity ratio

Eigenkapitalquote. German Mittelstand companies carry notably high equity ratios by international standards, and treat it as a matter of prudence rather than inefficiency. Debt is capacity you have already spent. Equity is the buffer that lets a firm survive a year it did not plan for.

Notice periods

Kündigungsfristen. German statutory notice periods lengthen with service: from four weeks at the start, rising by steps, to seven months for someone with twenty years behind them. Time served converts into legal protection at a fixed exchange rate written in the Civil Code.

No reminder needed when the date was agreed

German law normally requires the creditor to send a reminder before the debtor is formally in default. But where the parties have fixed a performance date by the calendar, no reminder is required at all — § 286 Abs. 2 Nr. 1 BGB. Default begins the moment the date passes.

The Latin maxim is quoted in German textbooks: dies interpellat pro homine — the day admonishes in place of the man.

A German who agreed a date does not expect to be chased, and the law agrees with him.

The honourable merchant

Der ehrbare Kaufmann. The honourable merchant — a German commercial tradition with roots in the Hanseatic League, still taught by the chambers of commerce and written into their codes. The merchant’s standing rests on conduct: keeping to what was said, dealing straight, not exploiting an advantage. Charm is not on the list.

Deemed acceptance

If the contractor sets a reasonable deadline and the client neither accepts nor refuses with at least one named defect, the work counts as accepted anyway — § 640 Abs. 2 BGB. The client cannot simply go quiet. Silence is a decision the statute makes for him.

The GS mark

Geprüfte Sicherheit — tested safety. A German mark applied to products that have been examined by an approved testing body against a defined set of requirements.

It is voluntary. Manufacturers pay to be tested, pay to carry the mark, and submit to periodic re-inspection of the production.

German consumers look for it. A voluntary mark only works where enough buyers check for it to make the cost worth paying.

The passive house

Passivhaus. A German building standard, developed in the early 1990s, specifying a house that needs almost no active heating — achieved through insulation, airtightness, triple glazing and heat recovery ventilation. The standard is defined by energy consumed per square metre per year. The building is designed backwards from the number.

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