Qismat. The Rekhta dictionary gives “luck, fate, fortune, decree of God, destiny.”
Naseeb. Rekhta gives “fortune, lot, fate, destiny.”
Qismat ka likha ho kar rahta hai. What is written in fate comes to pass.
Uupar vaala. The one above. Rekhta gives “God, the supreme being.”
In the plural, uupar vaale, the ones above, Rekhta also gives “superiors, higher officers, betters.”