Article 23 of Mexico’s law on credit information companies requires the credit bureaus to keep a person’s credit history “al menos durante un plazo de setenta y dos meses” (for a period of at least seventy-two months). N+ explains that debts above 1,000 UDIS are removed after six years in the database of the Buró de Crédito.
A person with unpaid debts is said to estar en el Buró, to be in the bureau. N+ and Xataka both remind readers that the bureau “no es una lista negra” (is not a blacklist).