In Santa Cruz, Etla, in Oaxaca, a group of 20 women asks Compartamos Banco for a single loan of about 400,000 pesos and divides it among its members. The loan is sin garantía, without collateral.
In return, Expansión reported in 2023, the group commits to pay every week, and “si alguien se atrasa: todos pagan esa deuda” (if someone falls behind, everyone pays that debt).