In 2021, INEGI and the banking regulator CNBV carried out the National Survey of Financial Inclusion (ENIF). According to a summary of the survey by BBVA Research, 40.0 percent of adults aged 18 to 70 who reported an economic impact from COVID-19 borrowed from relatives or acquaintances.
In the same survey, 32.7 percent of all adults aged 18 to 70 had at least one formal loan, according to INEGI.